Glossary

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E

Easement

A right acquired for access to or over, or for use of, another person's land for a specific purpose, such as a driveway or public utilities.



Encumbrance

A registered claim for debt against a property, such as a mortgage.



Equity

The difference between the price for which a home could be sold and the total debts registered against it. Equity usually increases as the outstanding principal of the mortgage is reduced through regular payments. Market values and improvements to the property also affect equity.



 

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