Glossary

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I

Interest

The cost of borrowing money. Interest is usually paid to the lender in instalments along with repayment of the principal loan amount.



Interest Adjustment Date (IAD)

A date from which interest on the mortgage advanced is calculated for your regular payments. This date is usually one payment period before regular mortgage payments begin. Interest due from the date your mortgage is advanced to the IAD is due on closing.



 

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