Glossary

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P

P.I.T.

Principal, interest and taxes - payments due on a regular basis under the terms of the mortgage agreement. Generally, payments are made monthly and include one-twelfth of the estimated annual municipal and school taxes. Since these taxes change from year to year, this section of the mortgage will change accordingly.



P.I.T.H.

Principal, interest, taxes and heating-costs used to calculate the Gross Debt Service ratio (GDS).



Principal

The amount of money actually borrowed.



 

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