What exactly IS a Mortgage Broker?

Just as an insurance broker finds you the best deal on insurance, a mortgage broker finds you the best deal on mortgage. Rather than working for one financial institution, I'm independent and deal with several different financial institutions. This allows me to offer you more choices and more competitive rates.

Because I study mortgage rate markets and have direct access to several different lenders, I can offer you highly competitive rates that are among the best available. And, while you may not enjoy negotiating with financial institutions, that's my specialty. I'll make sure you get the most attractive rate currently on offer.

Shopping for mortgages can be time consuming and frustrating if you do it yourself. That's why more and more people are relying on mortgage brokers. I know which lenders offer which products and can quickly short list the ones that best match your needs. You'll end up with the best features and rate, all in one stop.

Even though I work for you (not the financial institution), I get paid by the financial institution (not you!). Their "finders fees" reimburse me for bringing them creditworthy customers like you. And since these fees are similar across most lenders, there's no incentive for me to favor one lender over another.